Homeowners are tapping into their home equity. Stay competitive by partnering with First American Mortgage Solutions and leveraging the equiSolutions product suite – your complete home equity toolkit.
equiSolutions is a comprehensive suite of home equity products and services designed to help you choose the solutions that fit your specific needs.
Choose from products that help you mitigate risk, make more informed collateral decisions, reduce time and costs, and streamline your process.
Differentiate your home equity originations
with the equiSolutions product suite.
equiRisk®
A real-time, point-of-sale title report that allows lenders to estimate closing timelines while managing collateral risks and lowering costs. The report is delivered quickly and is accessible via LOS integration or the First American customer portal MyFirstAm.
equiSmart®
A purpose-built title insurance product designed for home equity transactions, equiSmart provides comprehensive coverage, as well as document recording and tracking, while reducing costs compared to a standard ALTA policy.*
Property Reports
Choose from a suite of property information reports, ranging from legal and vesting to one-owner or two-owner searches, which provide essential property details to match your specific portfolio risk tolerance.
Appraisal / Valuation / AVM
Choose from a range of appraisal services, including full, drive-by, and inspection products, as well as automated valuation models (AVM) such as the proprietary Procision™ AVM. Whether you need to outsource the entire process or order one appraisal at a time, First American offers the appraisal product that meets your requirements.
Solar Lien Endorsement
Expand borrower eligibility and ensure your home equity lien position with a solar lien endorsement. Apply First American’s specialty lien endorsement for California properties when paying off or subordinating the lien is too time-consuming or expensive.
Signing and Recording Services
Choose from a variety of flexible signing options, including traditional notary services, eSign, remote online notarization (RON), and others. First American provides a centralized, single-source document recording solution with superior experience in all recording jurisdictions nationwide.
Streamlined Integrations
First American is dedicated to ensuring that access to our products is straightforward and efficient. We’re integrated with the leading loan origination systems (LOS) to facilitate the ordering and acquisition of our home equity products.
*County recording fees are passed through and not included in the equiSmart fee.
