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We Put Your
Members First

Credit Unions Rely on First American

Industry Leaders

Why Choose First American

SERVICEMAC

Subservicing Transparency supported by superior technology

SEAMLESS MORTGAGE EXPERIENCE

Partner with an industry leader to support your members

UNRIVALED CUSTOMER SUPPORT

Give your members a better mortgage experience

Credit Union Solutions From Origination Through Servicing

Creating the best mortgage experience for your members by providing competitive products with a personalized approach is essential to the success of your credit union. With products and services that extend across the mortgage lifecycle, First American can provide you with comprehensive and compliant solutions for a seamless member mortgage experience — even when volume spikes occur. These positive interactions strengthen relationships while delivering a seamless mortgage experience, meeting regulatory guidelines and exceeding member expectations.

Title & Settlement

icons_Title-and-SettlementFirst American offers comprehensive 50-state title and settlement solutions tailored to refinance and home equity transactions. These solutions are backed by the deepest title data assets in the industry, including tax and recorded property data.

Home Equity

icons_equiSolutionsequiSolutions™ is a home equity suite of products and services infused with unmatched nationwide property data to empower credit unions to identify portfolio opportunities, increase member engagement and expedite new loan originations while managing costs.

Property Information Reports

icons_Property ReportsFirst American uninsured property reports leverage the same data assets as our insured products for all 50 states and U.S. territories. Our comprehensive property report options include legal and vesting reports, one or two current owner reports, loss mitigation reports, configurable data reports, and more.

Due Diligence

icons_Due DiligenceFirst American Data & Analytics, DataTree.com helps you proactively analyze the performance, value, and position of liens for loans in your portfolio. We are the largest provider of document images with more than 7.5 billion nationwide.

Fraud

icons_FraudFraudGuard® is a highly customized, comprehensive decision-support tool designed to quickly and accurately flag multiple types of risk including fraud, compliance, identity risk, and misrepresentation on every loan application, allowing underwriters to review and clear each alert.

Regulatory Compliance

icons_ComplianceRegsData® is a regulatory auditing tool that helps credit unions manage compliance risk at the loan level early in the mortgage life cycle, while increasing efficiency and reducing cost. Compliance checks are performed to generate a comprehensive, yet simple report that includes alerts.

Appraisal Services

icons_AppraisalFirst American is changing the valuation landscape with our staff and nationwide appraiser network that provides credit unions with increased efficiency, property value accuracy, and compliant appraisal options. Options range from full property appraisals and inspections to appraisal reviews and Automated Valuation Models (AVMs) that deliver a more efficient and enhanced member lending experience.

Default Solutions

icons_Default SolutionsRegulations are driving greater demand for quality control and transparency throughout the default servicing process. First American has the default solutions you need. Our personalized approach enables us to support your members during a difficult time while streamlining the process to get resolution quickly.

Non-judicial foreclosure services availability: Alaska, Arizona, California, Idaho, Nevada, Texas, Utah, Oregon and Washington.

Lien Release Services

icons_Lien ReleaseSimplify your lien release process by leveraging our industry-leading end-to-end residential mortgage lien release generation: trustee substitution (in trustee states); signing, execution, recordation, and tracking services. This modular solution set allows you to leverage First American products and services in any or all areas of the lien release process to improve efficiency and maintain costs while keeping you compliant.

Document Generation

icons_Doc GenerationFirst American offers multiple document generation solutions across the mortgage life cycle – from origination loan documents to lien release services and documents for loss mitigation and default transactions.

Signing & eClosing Services

icons_eSigningFirst American’s signing and eClosing services provide a complete solution for document execution, whether you need mail-to-borrower, traditional notary signing, a digital eClosing, or eSign/RON for loss mitigation transactions.

  • Signing Services: White Glove Mobile Notary services provide you with access to our specialty trained nationwide notary network so your members have an exceptional signing experience — in addition to a reduction in signing errors, a managed scheduling process, and access to a dedicated signing services customer service team.
  • eClosing Services: Solex® enables a digital transaction experience designed with credit union members in mind. Once documents are generated, Solex enables eDelivery, eSignature, and a complete eClosing experience from hybrid to full eNote RON closings.

Document Recording

icons_RecordingFirst American provides a centralized, single-source document recording solution with superior experience in all recording jurisdictions nationwide. We record hundreds of thousands of documents annually and our recording platform facilitates the submission of documents to First American for electronic recording.

Let First American become an extension of your team.

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